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★ Asteris Docs

Bank transfer payouts

For affiliates without PayPal (or where PayPal fees are prohibitive — e.g. AU domestic transfers), Asteris Affiliates captures bank details at signup and generates a CSV batch you upload to your bank.

Enable bank transfer

Settings → Payouts → Methods → Bank transfer → Enable.

Affiliates can then choose Bank transfer as their payout method in the portal.

Capture fields

By default the plugin captures:

  • Account holder name
  • BSB (AU) / Routing number (US) / Sort code (UK) / IBAN (EU)
  • Account number
  • Bank name
  • SWIFT/BIC (for international transfers)

Customise at Settings → Payouts → Bank fields.

Encryption at rest

All bank details are encrypted with AES-256-CBC, key derived from wp_salt('auth'). The plaintext is never logged or exposed in admin list tables (you see ••••1234 in the affiliate profile).

To view full details (e.g. to manually transfer): edit the affiliate → Reveal bank details (requires re-entering your admin password).

Generate a payout batch

Payouts → New batch → Method: Bank transfer:

  1. Choose date range / minimum threshold
  2. Plugin generates a CSV with columns matching your bank’s upload format
  3. Common formats included: ANZ, Commonwealth Bank, NAB, Westpac, Wise, Generic ABA
  4. Download CSV → upload to your bank’s bulk payment portal
  5. Mark the batch Paid in the plugin once your bank confirms

Reconciliation

When your bank settles a transfer, mark individual recipients Paid or Failed. The plugin updates affiliate balances accordingly.

For automation, v1.2 plans an Airwallex / Wise API integration for direct bank payouts.

International transfers

For overseas affiliates: capture SWIFT + IBAN + intermediary bank if needed. The plugin doesn’t perform currency conversion — your bank handles it.

If a significant portion of your affiliates are international, PayPal API auto-batch is usually cheaper than wire transfers.